iPhone Insurance Underwriters Wise up to Fake Claim Scam
iPhone Insurance providers fight back against theft claims from customers who had really lost their new iPhone. Unfortunately, some iphone insurance company’s do not provide full protection in the event that an iPhone is lost, so when a consumer finds themselves in the situation where they have missed placed their iPhone, many take the decision to claim that their iPhone has been stolen, simply so they can make a claim on their iPhone insurance policy.
Telling you insurance company that your iPhone has been stolen could be a real thorn in the side for the customer, who may think that no one would ever know about their manipulation of the truth. Unfortunately this may not be the case any more, as iPhone insurance providers are now actively trying to seek out customers who they believe may be making a false claim by stating that their iPhone has been stolen.
Many iPhone insurance cover companies now have more intelligent claims procedures where customers have claimed an item has been stolen, with trained advisers asking claimants certain questions about the alleged theft and how it took place, these advisers are trained to spot certain re-occurring patterns that are common among false insurance claims.
Unfortunately, many people seem to be unaware that making a false claim on something as small as the insurance policy for an iPhone is classed as insurance fraud, which if convicted, could land you with a criminal conviction. Now that must be a real wake up call for the average man in the street, a criminal record can have all sorts of negative affects on your future, from job applications to being refused insurance in other areas, such as laptop insurance, automotive and even home insurance products.
Insurance providers are now turning to a zero tolerance with this type of offence. iPhone insurance providers require a Police incident number before they will start to process your iPhone insurance claim. In order to get a Police incident number you will have to report your iPhone as stolen to the Police and make a statement to that effect, the Police are also actively getting involved with insurance fraud of this nature. So not only could you end up with a criminal conviction for insurance fraud, you could also add wasting police time or even attempting to pervert the course of justice, all because your iPhone insurance cover did not cover you for loss!
Some simple advanced planning action you can take is to avoid getting involved in this situation in the fist place! When you purchase iPhone Insurance, select iPhone insurance that offers you protection in the event of you loosing your iPhone. Secondly, if you find out your iPhone insurance policy did not offer cover for loss, don’t go and take the risk a criminal record for such a small amount of cash!
Written by sillyfrank on July 10th, 2009 with
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